Zest Protocol

Lend and borrow Bitcoin-backed assets with transparent on-chain rates

Overview

Zest Protocol is a leading lending platform on Stacks that enables you to lend and borrow Bitcoin-backed assets with fully transparent, on-chain interest rates. Built for security and simplicity, Zest provides a low-risk entry point into Bitcoin DeFi.

APY

8.2% annual percentage yield

TVL

$48.2M total value locked

Asset

sBTC (Bitcoin on Stacks)

Risk Level

Low risk rating

Protocol Type

Lending — Zest Protocol specializes in Bitcoin-backed lending and borrowing, offering transparent on-chain rates without intermediaries.

Key Features

Transparent On-Chain Rates

All interest rates are determined algorithmically and visible on-chain, ensuring complete transparency for lenders and borrowers.

Bitcoin-Native

Zest is built specifically for Bitcoin DeFi, leveraging sBTC (Stacks-wrapped Bitcoin) to bring lending functionality to the Bitcoin ecosystem.

Low Risk Profile

With conservative loan-to-value ratios and robust liquidation mechanisms, Zest maintains a low-risk profile suitable for Bitcoin holders seeking steady yields.

Institutional-Grade Security

Zest employs battle-tested smart contracts and regular security audits to protect user funds.

Supported Assets

• sBTC — Stacks-wrapped Bitcoin for lending and borrowing

How to Use Zest via Staxiq

1. Connect Your Wallet

   Connect your Stacks wallet (Leather, Xverse, etc.) to Staxiq

2. Navigate to Zest Protocol

   Select Zest Protocol from the protocols dashboard

3. Deposit sBTC

   Choose your deposit amount and confirm the transaction

4. Start Earning

   Your sBTC begins earning 8.2% APY immediately

5. Monitor Performance

   Track your earnings in the Staxiq dashboard

Risk Assessment

Risk Level: Low

Zest Protocol is rated Low Risk due to:

• Conservative LTV ratios — Protects against volatile market conditions
• Robust liquidation mechanisms — Automated systems protect lenders
• Audited smart contracts — Regular security reviews by leading firms
• Proven track record — Significant TVL demonstrates market confidence
• Transparent operations — All activities visible on-chain

Zest is an excellent choice for Bitcoin holders who want to earn yield without taking on excessive risk.

Performance Metrics

Metric	Value
Current APY	8.2%
Total Value Locked	$48.2M
Primary Asset	sBTC
Risk Rating	Low
Protocol Type	Lending

External Resources

Visit Zest Protocol

Access the official Zest Protocol website for more information and direct protocol interaction

Why Choose Zest?

• Earn passive income on your Bitcoin holdings
• Transparent rates — No hidden fees or surprises
• Low risk — Conservative approach to Bitcoin lending
• Proven platform — $48.2M TVL demonstrates trust
• Easy integration — Seamless access through Staxiq

While Zest is considered low risk, all DeFi protocols carry inherent smart contract and market risks. Only deposit funds you can afford to lose.